• Pass A Pay
    Pass on making your loan payment during
    the months of November or December.
  • Put some extra jingle in your pocket
    with our Holiday Loan Special.
    Rates are as low as 5.99% APR.
  • Auto Loan Rates
    as low as 2.75% APR
    Find a lower rate? No Problem, with
    Chivaho's "RATE MATCH" you don't need to go
    anywhere else to get a great auto loan rate.
  • Take your home from
    average to AMAZING
    With a Fixed Rate Home Equity Loan
    from Chivaho Federal Credit Union.

Dreaming of Buying Your Own Home?

We are now offering Home Purchase Loans to our members up to 30 years. Chivaho FCU has mortgage professionals to advise you on the best loan programs; Conventional, FHA, VA or USDA Loans and the most competitive fixed interest rates. Our closing costs are among the lowest in the industry. Just what you would expect from your credit union: the best service with the lowest rates and fees possible.

All mortgage programs are not the same, and it’s important to understand the differences. Whether you're buying your first home, making your next move or simply refinancing, Chivaho Federal Credit Union has the terms, features and options designed to make getting a mortgage easier. Let us help you understand all the choices you have when it comes to a home mortgage.

Call and make an appointment today at 740-775-3381.

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Chivaho Visa Platinum Card

When you carry a Chivaho Visa Platinum Card you'll be rewarded with no annual fee and a low introductory interest rate of 3.99% APR for a period of 12 billing cycles. After that your APR will be a fixed 9.90% APR.

Looking for a GREAT TRANSFER balance rate? Save money by transferring your balance from a high interest credit card to our low introductory interest rate of 6.99% APR for life of the transfer balance. Let us help you take control of your finances.

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Great Rates and Fast Approvals

Chivaho FCU offers vehicle loan rates as low as 2.75% APR*, fast and easy application process, fast approval and no prepayment penalties. No payments for 90 days, offer valid thru 08/31/2017. You can apply anytime online, on the phone or in person. Get pre-approved before you go to the dealer to increase your bargaining power. Approvals are available the same day in most cases.

Ask about our extended auto warranty program at a cost much lower than dealers.

*Based on credit approval, restrictions apply. Contact the Loan Department for complete details. Offer valid thru 12/31/2017.

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Our Services

Online Banking

Manage your Credit Union accounts, pay your bills and more.

Bill Pay

The fast and convenient way to stay on top of your finances.

Audio Teller

Access your accounts 24 hours a day with our audio teller system.

ATM/Debit Cards

An easier way to pay. Use your Chivaho debit card for everyday purchases.


Flexible loan programs and refinancing options.

Auto Financing

Finance your new or used vehicle and make no payments for 90 days!

Student Loans

Chivaho partners with Sallie Mae, a financial services company specializing in education.


Each course will prepare you to make wise financial choices.

Loan Calculator

Use our loan calculator to help you determine the loan financing amount and payment options that are best for you.

Number of Payments:  
Interest Rate:  

Monthly Payment: $

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