• Mobile Banking
    Turn Your smartphone into your
    personal Chivaho Branch
  • Chivaho Mortgage
    Loan Options
    Homemade Memories with a Chivaho Federal
    Credit Union mortgage loan.
  • Manage your
    Holiday Expenses
    with a Holiday Line of Credit.
  • Auto Loan
    As low as 2.75% APR.

Dreaming of Buying Your Own Home?

We are now offering Home Purchase Loans to our members up to 30 years. Chivaho FCU has mortgage professionals to advise you on the best loan programs; Conventional, FHA, VA Loans and the most competitive fixed interest rates. Our closing costs are among the lowest in the industry. Just what you would expect from your credit union: the best service with the lowest rates and fees possible.

All mortgage programs are not the same, and it’s important to understand the differences. Whether you're buying your first home, making your next move or simply refinancing, Chivaho Federal Credit Union has the terms, features and options designed to make getting a mortgage easier. Let us help you understand all the choices you have when it comes to a home mortgage.

Contact us today at 740-775-3381.

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Manage your holiday expenses with a Chivaho Holiday Line of Credit.

A Holiday Line of Credit provides an affordable way to obtain funds for those special holiday purchases and extra expenses.  You can transfer money from your line of credit to your savings and/or checking using our online or mobile banking.

  • Fixed Rate of 9.90% APR and only pay interest on what you use
  • Revolving credit limits up to $15,000 
  • Low monthly payments 
  • Transfer funds as you need them
  • Access without re-applying

After the holidays you can continue to use your line of credit whenever you need extra cash.

Contact our loan department for complete details.

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Great Rates and Fast Approvals

Chivaho FCU offers vehicle loan rates as low as 2.75% APR*.  Our members enjoy the same rates when purchasing a new or used auto.  It's a fast and easy application process, fast approval and no prepayment penalties.  You can apply anytime online, on the phone or in person. Get pre-approved before you go to the dealer to increase your bargaining power. Approvals are available the same day in most cases.

Ask about our extended auto warranty program at a cost much lower than dealers.

*Based on credit approval, restrictions apply. Contact the Loan Department for complete details. Offer subject to change without notice.

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Our Services

Online Banking

Manage your Credit Union accounts, pay your bills and more.

Bill Pay

The fast and convenient way to stay on top of your finances.

Audio Teller

Access your accounts 24 hours a day with our audio teller system.

ATM/Debit Cards

An easier way to pay. Use your Chivaho debit card for everyday purchases.


Flexible loan programs and refinancing options.

Auto Financing

Finance your new or used vehicle and make no payments for 90 days!

Student Loans

Chivaho partners with Sallie Mae, a financial services company specializing in education.


Each course will prepare you to make wise financial choices.

Loan Calculator

Use our loan calculator to help you determine the loan financing amount and payment options that are best for you.

Number of Payments:  
Interest Rate:  

Monthly Payment: $

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