A No Hassle Balance Transfer  

Save money and take control of credit card debt by transferring your balances from high interest credit cards to our low interest rate Platinum VISA. Take advantage of the 3.99% APR  for life of the transfer balance. Contact the loan department today 740-775-3381.  All balance transfers are subject to approval.

 Consumer Loans

Find a Loan that Suits Your Needs. Chivaho offers flexible terms and competitive rates on financing for a variety of consumer loans; plus all decisions are made locally. Chivaho’s consumer loans are tailor-made for all types of financial needs. With our help, you choose the loan that is right for you.

 Not a member yet?  Becoming a Credit Union member is quick and easy just stop in and we will take care of the rest. (Membership based on eligibility)



When you need extra cash Chivaho can help!       

  • Borrow up to $15,000 – restrictions apply
  • For up to 48 months
  • Competitive rates


Line of Credit

Comes in handy when unexpected expenses occur

  • Up to $15,000
  • Rates as low as 9.90% APR
  • Low monthly payments of $30.00 or 4% of limit


Savings/Certificate Secured

A share secured loan allows you to borrow against your savings at a lower interest rate, while earning interest on your savings balance.

  • 2% APY dividend rate


New and Used Auto

  • Our members enjoy the same rate when purchasing a new or used auto
  • Get pre-approved before you go to the dealership and increase your bargaining power
  • Flexible rates and terms
  • Lower your existing payment and rate
  • Use the payment calculator to estimate monthly payment by simply entering the loan amount, term and interest


Recreational Vehicles

  • Chivaho’s low rates make it easy to afford a new or used camper, boat, motorcycle, all-terrain vehicle, personal


CU Cruzin’

  • Have no credit or past credit problems
  • In need of primary transportation
  • Borrow $1,500 – $15,000 at a fixed rate of 15% APR
  • $25 application fee
  • Program restrictions apply

VISA Platinum Credit Cards

When you sign up for a Chivaho Visa Platinum Card you'll be rewarded with no annual fee and low introductory interest rates.

  • Introductory Rate 3.99% APR for the first 12 months 9.90% APR after
  • Balance Transfer 3.99% APR for the life of the transfer balance
  • ScoreCard Rewards is a rewards program offering points for qualifying purchases:
  • World wide access to your credit line
  • Personal service from your Credit Union