Find a Loan that Suits Your Needs. Chivaho offers flexible terms and competitive rates on financing for a variety of consumer loans; plus all decisions are made locally. Chivaho’s consumer loans are tailor-made for all types of financial needs. With our help, you choose the loan that is right for you.
Not a member yet? Becoming a Credit Union member is quick and easy just stop in and we will take care of the rest. (Membership based on eligibility)
When you need extra cash Chivaho can help!
- Borrow up to $15,000 – restrictions apply
- For up to 48 months
- Competitive rates
Line of Credit
Comes in handy when unexpected expenses occur
- Up to $15,000
- Rates as low as 9.90% APR
- Low monthly payments of $30.00 or 4% of limit
A share secured loan allows you to borrow against your savings at a lower interest rate, while earning interest on your savings balance.
- 2% APY dividend rate
New and Used Auto
- Our members enjoy the same rate when purchasing a new or used auto
- Get pre-approved before you go to the dealership and increase your bargaining power
- Flexible rates and terms
- Lower your existing payment and rate
- Use the payment calculator to estimate monthly payment by simply entering the loan amount, term and interest
- Chivaho’s low rates make it easy to afford a new or used camper, boat, motorcycle, all-terrain vehicle, personal
- Have no credit or past credit problems
- In need of primary transportation
- Borrow $1,500 – $15,000 at a fixed rate of 18% APR
- $25 application fee
- Program restrictions apply
VISA Platinum Credit Cards
When you sign up for a Chivaho Visa Platinum Card you'll be rewarded with no annual fee and low introductory interest rates.
- Introductory Rate 3.99% APR for the first 12 months 9.90% APR after
- Balance Transfer 3.99% APR for the life of the transfer balance
- ScoreCard Rewards is a rewards program offering points for qualifying purchases: https://www.scorecardrewards.com/general_logon.asp
- World wide access to your credit line
- Personal service from your Credit Union