Is Your Money Safe & Insured?

At Chivaho Federal Credit Union your money is safe and insured up to $250,000!


In the history of credit unions, not one penny of insured savings has ever been lost by a member of a federally-insured credit union. Credit union members can rest assured that their deposits are protected.

Many members have questions about how safe are my deposits.   As consumer confidence in the financial services industry begins to waver in light of recent bank failures, you can be certain that your deposits are secure with a longtime friend – Chivaho Federal Credit Union.

Chivaho is very well capitalized. Capital serves as a buffer against any losses and remains at a historically high level. A credit union must have a capital-to asset ratio of at least 7% in order to be considered "well capitalized" by the regulator. As of  December 31, 2023, Chivaho had a capital to asset ratio of 13.96%, which represents over two times the regulatory requirement. Therefore making Chivaho a safeguard for your finances.

Additionally, the funds on deposit at Chivaho FCU are insured by the full faith and credit of the federal government. The National Credit Union Share Insurance Fund (NCUSIF) insures member shares on deposit up to $250,000 and also insures retirement funds up to $250,000.  Download the full Share Insurance Brochure for complete details.

While the rest of the financial services industry is swimming in controversy, Chivaho Federal Credit Union is truly a safe haven for your money.