Loans

Auto Loan Special

Now's your chance to make no auto loan payments for up to 90 days*!  Whether purchasing a new vehicle or refinancing an auto loan you have elsewhere, you can defer your payments for 90 days.  This is a limited time offer, so apply today and get ready to free up some extra cash this spring.

  • No Payments for 90 days on purchases and refinances from another financial institution 
  • Rates as low as 2.75% APR
  • $0 Down payment
  • New and used financing available
  • Fast & easy approvals
  • Minimum  loan amount is $5,000

'First payment may be deferred up to 90 days.  Interest continues to accrue during the differed payment period.  Deferring your payment will result in paying more total finance charges.  Offer can end at any time without prior notice.  APR = Annual Percentage Rate.  A payment example is $5,000 financed for 24 months @ 2.75% APR is approximately $214.38.  Minimum loan amount to qualify is $5,000.  

Rates

*Rates subject to change without notice. Approval rate based on credit score.*

Auto & Motorcycle  

Term

Rate

2 years & newer   84 Mo. Max 2.99% - 7.25% APR
3 - 5 years   72 Mo. Max 3.25% - 7.75% APR
6-9 years   66 Mo. Max 4.00% - 8.50% APR
10 years or older   66 Mo. Max 5.25% - 9.75% APR
CU Cruzin'   72 Mo. Max 18% APR
       
 
Personal

Limits

Term

Rates

Individual $10,000.00 48 Mo. Max 8.45% - 18% APR
Joint $15,000.00 48 Mo. Max 8.45% - 18% APR
 
Line of Credit  

Limits

Rates

    $15,000 9.90% APR
 
Share Secured  

Term

Rates

    120 Mo. Max 2.00% APR over dividend rate
 
Equipment  

Term

Rate

EQUIPMENT INCLUDES LAWN MOWERS, TRACTORS FARM EQUIPMENT
New             72 Mo. Max 7.75% -  12.25% APR
Used   72 Mo. Max    8.00% -  12.75% APR 
 
 ATV                                                                                                                                              
New                                                                                                                          60 Mo. Max                              5.75% - 10.25% APR
Used                                                                                                                         48 Mo. Max                              7.00% - 11.50% APR
 
Recreational Vehicle  

Term

Rate

RECREATION VEHICLE INCLUDES- MOTOR HOMES, CAMPERS, BOATS
New    144 Mo. Max 5.75% - 10.25% APR
Used   120 Mo. Max   7.25% - 11.75% APR
 
Mortgages & Home Equity      
Call to for current mortgage rates.
 
Mobile Home - Modular/Double Wide  

Term

Rate

REQUIRES 10% DOWN
New   120 Mo. Max 7.49% - 12.99% APR
Used   120 Mo. Max 9.49% - 14.99% APR